Press Release: Judgment in Case C-42/15. Home Credit Slovakia, a.s. v Klára Bíróovà

The failure by a lender granting consumer credit to include in the agreement certain essential information may be penalised by depriving the lender of entitlement to interest and charges.

Such a penalty is permitted where the failure to include that information prevents the consumer from assessing the full extent of his contractual liability.