|Author (Person)||Can Bertay, Ata, Huizinga, Harry|
|Author (Corporate)||European Parliament: DG Internal Policies|
|Series Title||EPRS In-Depth Analysis|
|Series Details||PE 689.440|
|Publication Date||June 2021|
|Content Type||Research Paper|
This paper shows that larger banks and better capitalised banks invest more in computer software. These findings could reflect that larger banks can attain greater benefits from computer software and that better capitalised banks have more resources to make larger software investments. All the same, smaller and less capitalised banks will also have to make substantial software investments to maintain sustainable businesses, something that supervisors will need to point that out to these banks.
This document was provided by the Economic Governance Support Unit at the request of the ECON Committee.
|Subject Categories||Business and Industry|
|Subject Tags||Financial Services|
|Keywords||Banks | Banking, Digital Technology
|International Organisations||European Union [EU]|