Press Release: Judgments in Case C-304/16 and C-643/16. The Queen, on the application of American Express Company v The Lords Commissioners of Her Majesty’s Treasury

A three party card scheme involving a co-branding partner or an agent is subject to the same restrictions as those applicable to four party schemes with respect to interchange fees.

However, the mere fact that a three party payment card scheme uses a co-branding partner does not necessarily mean that it is subject to the access obligation.